Really a lot of comments flirting with (some crossing the boundary) to being judgmental.
We can agree that it might be foolish to finance a luxury purchase like a high end guitar at a significant APR. But if somebody wants to carry a balance on their card to have something nice, it's really not any of our business.
If you've been in a position to always pay cash for your cars, good for you. What relevance does that have to this discussion? I got sick of driving an unreliable 20 year old car and took my good credit rating down to the dealership and financed a certified pre-owned. I work hard for it and I pay the bill every month.
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"What have I learned but the proper use for several tools" -Gary Snyder
Bourgeois DR-A / Bowerman "Working Man's" OM / Martin Custom D-18 (adi & flame) / Martin OM-21 / Northwood M70 MJ / 1970s Sigma DR-7 / Eastman E6D / Flatiron Signature A5 / Silverangel Econo A
(Call me Dan)
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